EDIT: HOLY INSURANCE K-ROLL

"themanwithsauce - has as many vehicles as job titles" (themanwithsauce) 11/13/2014 at 09:56 • Filed to: The Fantabulous Misadventures of K-roll Season 3, HOLY SHIT INSURANCE

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UPDATE - Scroll to bottom for the insurance quote in a "good" scenario. Fuck michigan no-fault rates. You *HAVE* to go on your parents insurance as a college student for anything that isn't a 1997 monte carlo ls......that cost me pennies for PLPD but then again, the car needed to die. Anyways, back to the original post.

Look.......we love you and all.......but this life crisis wouldn't have happened !!!error: Indecipherable SUB-paragraph formatting!!! .

And realize something - You picked the focus because it was what you wanted out of what was out there at the moment. Heck, you even managed to not smash it within the first week of ownership like I predicted. The mustang you lust for wasn't even a choice when you made that decision. So take care of the focus, save your money, and then TRADE IT IN in a few years's time. You might not even have to leave college to do it. I don't know how soon the focus will be paid off. But lets say in 3 years' time your focus is worth 15k on trade in.......then you only have 15k needed to finance and you might have a similar monthyl payment. Bonus - you'll be older, so insurance will be cheaper.

Oh yeah, there's the wet blanket on your fire for now - insurance on that mustang? When you're 18?.........I want to laugh manically but get a few quotes by saying you're a teenager who wants a 5.0L mustang GT and it will be parked outdoors in Detroit.........You won't like the number. Trust me.

Now for the Porsche tax - don't idolize the 944. Wrong front engined model. Your idol should be the 924 GTP. It is so awesome it had BOSS written all over it.

SO. BOSS.

EDIT: HOLY SHITSNACKS! I GOT A QUOTE THROUGH PROGRESSIVE - NO ACCIDENTS, LICENSED FOR 3 YEARS, BORN IN 1993, VEHICLE PARKED AT LAWRENCE TECH, FULL TIME STUDENT.

OVER 8000$ PER YEAR!!!!!! JUST FOR INSURANCE!!!!!!

Coty > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 10:02

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This wheel setup males me moist.

Big Bubba Ray > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 10:04

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The insurance for an 18 year old with a Mustang GT has to be astronomically high.

I pay $700/year for my Outback and it's the slowest car I've ever driven haha

themanwithsauce - has as many vehicles as job titles > Big Bubba Ray 11/13/2014 at 10:10

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Yeah.....I got a quote for an evo in Michigan as a 21 year old.....I would pay almost 700 per MONTH.

themanwithsauce - has as many vehicles as job titles > Big Bubba Ray 11/13/2014 at 10:19

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I ran the numbers..............900 a month.

Big Bubba Ray > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 10:25

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HOLY SHIT

themanwithsauce - has as many vehicles as job titles > Big Bubba Ray 11/13/2014 at 10:37

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Welcome to michigan! We have snow, beer, and high insurance rates.

RamblinRover Luxury-Yacht > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 10:37

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We'll put this down as "please K-Roll - wait just a bit. Because wallet raep.".

I'm 28 and paying $80 a month for two cars, both of which are older than K-Roll, which is why. $8k a year = that shit cray.

themanwithsauce - has as many vehicles as job titles > RamblinRover Luxury-Yacht 11/13/2014 at 10:38

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Not being in the detroit area helps too.

RamblinRover Luxury-Yacht > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 10:40

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themanwithsauce - has as many vehicles as job titles > RamblinRover Luxury-Yacht 11/13/2014 at 10:41

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SO. DAPPER.

RamblinRover Luxury-Yacht > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 10:44

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If I could respond to everything with the Like A Sir dog, I'd be willing to try.

zeontestpilot > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 10:55

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'08 pt cruiser, base model. Through Geico I pay $192 a month. Not sure how good that is, but it is a vast improvement since I'm older than 26 now.

themanwithsauce - has as many vehicles as job titles > zeontestpilot 11/13/2014 at 10:58

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Not the best, but then again if you have even a single ticket or at-fault you get hosed. If your driving record is perfect, you're overpaying, I would think, but even if you have say one ticket and one at-fault accident? Yeah I can definitely see that.

Luc - The Acadian Oppo > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 11:09

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It's the way she goes buddy. Financial advice you don't want to hear:

Drive the Focus and enjoy it for a few years & make sure to keep your record clean. Once you hit 25 go buy the mustang. 25 is the magic number when it comes to insurance. If you record is clean it should be like $1400/yr for the stang.

zeontestpilot > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 11:09

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Ha, forgot to account for my tickets. I have two, one in MI & one in FL. Both were 10 over the speed limit (at least that's what it says on it).

themanwithsauce - has as many vehicles as job titles > Luc - The Acadian Oppo 11/13/2014 at 11:15

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I pay about 1500/yr for my FiST but I'm also still renting an apartment and I owe money on it. So I imagine the mustang would be a bit more still. But yes, K-roll can achieve his dreams. He just needs to be patient......but at the same time, he can't lose his spirit when he's all like

K-Roll-PorscheTamer > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 11:16

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:(

Luc - The Acadian Oppo > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 11:21

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I'm 29 now but I was 25 when I bought my Challenger SRT8 brand new and it as $1200/yr full coverage. To put this into perspective when I was K-rolls age I was paying $3000/yr for PLPD only. so yeah he just has to hang in there in he can achieve his dream.

I'm old enough to remember parappa the rapper. The PS1 never disappoints.

themanwithsauce - has as many vehicles as job titles > K-Roll-PorscheTamer 11/13/2014 at 11:23

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It's okay, I feel those feels you're feeling.

Redbulldidlo > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 11:23

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I'm sorry, I might be blind but I don't see the $8000

themanwithsauce - has as many vehicles as job titles > Luc - The Acadian Oppo 11/13/2014 at 11:24

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PUNCH, KICK, PUNCH KICK KICK!

themanwithsauce - has as many vehicles as job titles > Redbulldidlo 11/13/2014 at 11:25

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Progressive quotes out every 6 months. So 4119.50 total is for 6 months. A year would be 8240$

K-Roll-PorscheTamer > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 11:25

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Being young sucks. ;-;

themanwithsauce - has as many vehicles as job titles > K-Roll-PorscheTamer 11/13/2014 at 11:28

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Said no one over the age of 30 :P

But seriously, I think I told you before - the best years of your life are those riiiiiight after college. Actual, honest, freedom. Also money. And women. And your own place. And your own place for your own cars. And so many places to go and things to eat and drink. And so much driving of all the roads.

themanwithsauce - has as many vehicles as job titles > zeontestpilot 11/13/2014 at 11:35

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ooooooooohhhhhh yeah that'd do it.

Aaron James > K-Roll-PorscheTamer 11/13/2014 at 11:37

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Being old is much much worse. When I was your age I wanted nothing more than to be older, now that I'm almost 40, I'd give anything to be your age again.

K-Roll-PorscheTamer > Aaron James 11/13/2014 at 11:41

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But you can have anything you want when you're older, do whatever you want, and not be judged for it. What good is it being young and unable to enjoy it if you can't have the things you want to make you happy? I don't see it.

G_Body_Man: Sponsored by the number 3 > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 11:45

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Not as high as Canada. I know someone who pays $6,000 per year on his 2003 Civic LX.

kiwi_matt > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 12:24

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Try again when you're 30.

themanwithsauce - has as many vehicles as job titles > kiwi_matt 11/13/2014 at 12:25

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This quote wasn't for me, it was for a 19 year old who wants a mustang GT and regrets buying a focus ST.

kiwi_matt > themanwithsauce - has as many vehicles as job titles 11/13/2014 at 12:28

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Actually none of those things are guaranteed. After college you could easily be broke, womanless (because you are broke) and living at home.

themanwithsauce - has as many vehicles as job titles > kiwi_matt 11/13/2014 at 12:30

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Well he will be quite broke indeed if he tries to buy and insure a mustang at 19.....

Aaron James > K-Roll-PorscheTamer 11/13/2014 at 14:01

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Because you can't. The real world doesn't work that way. I believe that you may be a lot like me. Nothing has ever been good enough and I've always wanted more than I have. It took growing older for me to learn to appreciate what I do have and realize that I don't have to have everything I want to be happy. Enjoy your youth, trust me when I tell you that you will miss it greatly when it's gone.